Recently I shared with you some helpful tips from 6 Simple Ways for Older People to Deal with Chronic Pain, an article that appeared in The Pulse, which is produced by the Canadian Initiative for Elder Planning Studies. In their
Six Simple Ways for Older People to Deal with Chronic Pain.
As an EPC, Elder Planning Counsellor I am very aware of many issues that affect people as they grow older. I receive very interesting editorials from The Pulse, which is an e-memo for all EPC members, and is produced by
Are You Helping Your Adult Children Financially?
As an EPC, Elder Planning Counsellor, I occasionally encounter situations where many parents are helping their adult children financially. In some cases, parents are even delaying retirement in order to do so. According to an article which appeared in Investment
Seniors’ Debt is on the Rise
As you know, I like to share with you articles of interest to you and your loved ones. I came across an article recently, written by Investment Executive which talks about many clients retiring with mortgages and large credit card
Managing Your Cash Flow with the Help of a Financial Advisor
Besides reviewing your assets, debts and investments, a Financial Advisor can help you take an objective approach in order to identify your good and bad financial habits. This is the first step toward developing a BUDGET. The following are some
Are your loved ones protected, should you pass away unexpectedly?
A few days ago, I read an article about Calgary area widow, Seema Minhas-Randhawa, whose husband, Harpreet, did not have life insurance. Suffering from physical ailments herself, she is unable to work full time. The financial stress she and her
Seniors in the Workforce – Staying Fit and Healthy
You’ve worked hard for your money… now it is time to enjoy the fruits of your labour, by remaining healthy! Baby boomers are well aware of the benefits to exercising on a regular basis: to improve overall health conditions, lower
Cash Flow Planning
Interest rates have remained at historical lows for not just months, but years. Most of us are quite aware that interest rates are bound to rise, possibly by the middle of this year. Paying more interest on debts than you
Seniors in the Workforce – When to Start Thinking About Retirement
Last week I discussed the reasons why Seniors Remain in the Workforce. Many times seniors continue working because they don’t feel financially secure. The top triggers for Boomers to start thinking about retirement are: 1. When they have enough money;
When to Avoid RRSPs
Recently, I came across an interesting article in advisor.ca concerning RRSPs, and when it might be time to avoid contributing in them further. Most of us assume money put in RRSPs will be there until retirement. But what if you