A few days ago, I read an article about Calgary area widow, Seema Minhas-Randhawa, whose husband, Harpreet, did not have life insurance. Suffering from physical ailments herself, she is unable to work full time. The financial stress she and her
Do you Engage in Risky Leisure Activities?
Did you know that you must share all details of your sports activities with your insurer? Any omission from you application could result in the cancellation of your policy or a denied claim! Furthermore, it is advisable to provide the
Insurance for Newly Weds
My colleague, Neil Mathieson recently wrote an article concerning insurance for newly weds. Couples getting together will often consider a joint insurance policy, however another option is to get separate insurance coverage. For about 5-8% more, the couple can purchase
How to Find Lost Insurance
Dean DiSpalatro writes in advisor.ca that insurance policies can be misplaced, which can cause a great problem for the beneficiary, especially when the original purchaser has passed away. He suggests the following steps: 1. Look through any files your parents
Companies MUST protect KEY people!
In his article concerning Key Person Insurance, Chris Ireland of advisor.ca discusses the importance of protecting a company should a key person pass away unexpectedly. Key Person Insurance compensates a company for financial losses arising from the death or incapacity
Are You a Business Owner? Not sure what type of Life Insurance is best for YOU?
Are You a Business Owner? If so, you should be aware to match Life Insurance to your Short and Long term needs. Life insurance is an important financial instrument in a business owner’s estate plan. Many issues can be addressed
Disability Insurance – Why You Need It!
We never plan on becoming disabled, but did you know that one in six Canadians will become disabled for three months or more, before the age of 50? Even if you have group insurance, it may not be enough to
Insurance – We can provide many solutions.
Insurance – We can provide many solutions. There are many types of Insurance products. Some may be purchased through an advisor, work or bank. Work and bank insurance have limitations with their coverage and as an independent advisor. I will